BBVA Asset Management, a global leader in asset management

BBVA ASSET MANAGEMENT is the name of the division of the BBVA Group that manages collective investment institutions (CII) and pension funds and plans throughout the world. This unit is made up of these companies:

  • BBVA ASSET MANAGEMENT, S.A., SGIIC
  • BBVA PENSIONES, S.A., E.G.F.P.

Hereinafter, jointly, " BBVA ASSET MANAGEMENT ", or " BBVA AM ".

By accessing the address www.bbvaassetmanagement.com ("Website"), you accept, or already have, your acceptance of being obligated by the legal information detailed below. If you do not want to accept these conditions, please leave this Website.

ACCESS AND RESTRICTIONS

Accessing the information displayed on this Website is reserved exclusively for individuals or companies that are Spanish residents, as it is not addressed to individuals or companies with residency in other states whose jurisdiction, due to nationality, residency or other reasons, prohibits the publication or availability of this information or whose laws establish compliance with other requirements on access, disclosure or publication. Any persons to whom these prohibitions apply must not access the information contained in this website.

In virtue of the above, the companies that are part of BBVA ASSET MANAGEMENT waive all liability stemming from individuals and companies that access these contents that are affected by the prohibition above.

GENERAL INFORMATION

Users acknowledge that the information contained on this Website is solely for information purposes and is not part of and does not represent a sale or purchase offer, request or recommendation of any BBVA AM product. Any purchase decision made by investors must be adopted by considering the legal information on products, which is available for viewing on this Website, and on the CNMV website (www.cnmv.es). Before subscribing any product, read its legal documentation carefully.

This Website does not provide investment advice. The information is published for general use and does not consider the specific investment goals, financial situation, knowledge, experience or personal needs of any particular investor. Consequently, insofar as investment in a product may not be suitable for all investors, please consult your financial, legal and tax advisers on any questions you may have about the contents of this Website, as well as the suitability of making any investment or disinvestment in any product and the risks inherent to the investment. Any analysis included on this Website has been provided for solely informational purposes. The exactitude and actuality of these analyses cannot be guaranteed, as these features are subject to changes. BBVA AM is not obligated to update published documentation (with the exception of legal documentation on products), so events that take place after their publication dates may not be reflected.

The entire Website, i.e. the elements comprising it (texts, images, trademarks, logos, audio files, software files, color schemes), as well as the structure, selection and order of its contents, are protected by Intellectual and Industrial Property regulations and cannot be used, reproduced, distributed, modified, publicized, transferred, transformed or disclosed in any way without express authorization. Accessing this Website does not give users the right or any ownership of the industrial and/or intellectual property rights of the contents housed on this Website. BBVA reserves the right to take legal action against users that violate or breach industrial and/or intellectual property rights.

INFORMATION ON RESULTS AND RISKS

Potential investors should bear in mind that investing in any of the products whose information is contained on this Website can entail risks, as well as experiencing upward and downward variations and it is possible that investors may not recover their initially invested sums.

All estimates of yields and indications of results obtained in the past that are on this Website are provided solely for informational purposes, and can not be interpreted in any way as reliable indicators of future results.

LIMITED LIABILITY

BBVA AM considers that the information contained on this Website, as well as in the documents that can be viewed from the site, is correct on its publication date; nevertheless, there is no guarantee of the accuracy, integrity, actuality, completeness or suitability of this information. Through the present document, BBVA AM waives all liability for any damage that takes place due to the use, error or omission of any part of this Website, to the degree permitted by law.

Without prejudice to the above, BBVA AM waives all liability derived from any date transmission error, such as data loss or ruin, their complete alteration, computer viruses, operating failures, including but not limited to damages related to usage of the services provided herein.

BBVA AM reserves the right to modify the contents of information on the Website or to interrupt, suspend or cancel access to it at any time, with immediate effects. This event will be considered as notified by publication of the modified information on this Website.

BBVA AM shall not be held liable either for the correctness, integrity, timely adaptation or suitability of the information that third parties include on the Website, or the information on any website to which there is access via a link on our Website. Under no circumstances shall these hyperlinks be considered a recommendation, sponsorship or dissemination by BBVA AM of the information, products and/or services or, in general, the contents owned by third parties and offered or disclosed by them in any way. Customers will assume all risks derived from accessing these links and websites.

BBVA AM shall not be held liable for possible discrepancies that could temporarily arise between the version of its printed documents and their electronic version published on the Website.

In no case shall BBVA be held liable for the losses or damages of any type that emerge due to accessing and using the Website, including, but not limited to, those that occur in computer systems or those caused by the entry of computer viruses and/or attacks. BBVA shall not be held liable either for the damages that users could suffer due to inadequate use of this Website and for any crashes, interruptions, absence or defects in telecommunications.

COOKIES POLICY

 Cookies are files that are downloaded to your computer when you access specific websites.  Among other things, cookies let websites store and retrieve information on users' browsing habits or that of their computers and, depending on the information they contain and the way they use the computer, can be used to recognize users.

What type of cookies does this website use?

 Depending on the goal pursued: 

  •  Technical Cookies.  These cookies let users browse a website, platform or application and use the different options or services found, including, for example, controlling the traffic and communication of data, identifying the session, accessing restricted sections, remembering the items that make up an order, carrying out the purchasing process related to an order, registering or applying for participation in an event, using security elements during browsing, storing contents for the dissemination of video or sound, or sharing contents through social networks.
  •  Geolocation Cookies:  These are used to locate the user when a service is requested. This is an anonymous cookie used, for example, when an user is searching for the nearest office to his/her location at the time, or to offer him/her correct information depending on which country he/she is in.
  •  Customization cookies  These cookies let users access the service with some general characteristics predefined depending on a series of criteria in the user terminal, such as language, web browser used to access the service, the regional settings of the service access point, etc.
  •  Analysis cookies . These cookies, handled by us or by third parties, allow us to quantify the number of users and thus make statistical measurements and analyze the use that users make of the service. To do this, your browsing experience on our website is analyzed with the aim of improving our offering of products or services to you.
  •  Advertising Cookies.  These cookies, handled by us or by third parties, allow us to manage as effectively as possible the advertising space found on the website, adapting the content of the advertisement to the content of the service being requested or to the use being made of our website. To do this, we can analyze your web browsing experience and we can show you advertising related to your browsing profile.

 Depending on their duration, cookies can be: 

  •  Session cookies . These types of cookies are designed to obtain and store details while the user is accessing a website. These cookies are not stored on users' computers after the session expires or they close their browser.
  •  Persistent cookies . In these types of cookies the data remain stored in the user's computer and can be accessed and processed when users leave the website and when they log on again. Users can delete these cookies at any time.

The website collects users' information by installing the cookies below on users' hard discs. This information can never identify users personally, that is, it is completely anonymous.


 Proprietary Cookies 

Type Name Duration
Analysis s_cc Session
s_nr Session
s_sq Session
JSESSIONID Session




Technique cestaFondos* Session
comparadorFondos* Session
yaVisitado* Persistent
disclaimeresparticular Persistent
cookieTempCestaComparadorFondos Session
cookieTempCestaComparadorFondosesparticular Session
cookieTempCestaComparadorPlanes Session
cookieTempCestaComparadorPlanesesparticular Session
disclaimer Persistent
disclaimeresprofesional Persistent
cestaPlanesesparticular Session
comparadorPlanesesparticular Session
AMWEBJCT!%2Fam! Session
aceptarCookiesFondos* Persistent

In third-party cookies, the procedures are managed and controlled exclusively by each service provider.

If you would like to read the privacy statement and the policy on privacy and cookies, click on one of the links in the following table.


 Third-party Cookies 

Third party Aim Name Duration
Facebook facebook Maintenance of the Facebook Connect session BCSI-CS* Session




Google Maps googleMap Google stores the user's preferences and information during the browsing of the pages containing Google maps. APISID Session
HSID Session
GASP Persistent
NID Persistent
PREF Persistent
SAPISID Session
SID Session
SSID Session




Twitter Twitter Twitter Identifier guest_ID Persistent




SiteCatalyst SiteCatalyst Cookie used by SiteCatalyst to store information about recurring users. s_vi* Persistent




addthis.com addthis Cookies used for sharing content __atuvc Session
di Session
di2 Persistent
bt Persistent
um Persistent
dt Session
loc Session
uid Session
uti Session
ssh Persistent
sshs Persistent
ssc Persistent




youtube youtube Youtube videos YSC Session
VISITOR_INFO1_LIVE Persistent




euroinvestor euroinvestor Currency exchange rates
ASPSESSIONIDASTBTCBS Session

How to disable cookies?

At any time, users can permit, block or delete the cookies that are installed on their computers by modifying the parameters in the browser settings installed on their computers:

Deactivating cookies does not prevent viewing the pages of this website and does not interfere with navigation.

BBVA may change the present cookie policy when so required by laws currently in effect from time to time, or when there has been any variation in the type of cookies used by the website.

CUSTOMER SERVICE

To present complaints or claims, please contact the BBVA Group Customer Service and the BBVA Group Consumer Ombudsman.

PERSONAL DATA PROTECTION POLICY

In those cases in which users request information on services or products by submitting forms on the Website, the pertinent personal data must be collected in all cases in order to process the application. This information will be handled solely for the purposes for which it was collected and saved with due confidentiality, applying the computer security measures established in applicable regulations to prevent its alteration, loss, treatment or unauthorized access in accordance with the state of technology and nature of the data.

The party responsible for processing is BBVA ASSET MANAGEMENT, S.A., SGIIC, with legal domicile at Paseo de la Castellana, 81, 28046-Madrid, Spain. Users may exercise their rights to access, rectify, cancel and oppose the processing of their personal data at any time, by writing to the legal domicile of the responsible party, or by calling: 902 363 036, or sending an email to: bbvafondos@bbva.com or clicking here.

APPLICABLE LEGISLATION

In all litigation matters that affect this Website or any conflicts centered on it, between users and the companies in BBVA AM listed below, Spanish legislation will apply, and the Courts and Tribunals of the city of Madrid will be competent for resolving all disputes stemming from or related to the present Website.

GENERAL INFORMATION ON THE BBVA ASSET MANAGEMENT COMPANIES RESPONSIBLE FOR THE CONTENTS OF THIS WEBSITE FOR THE PURPOSES OF LAW 34/2002 OF JULY 11

BBVA ASSET MANAGEMENT, S.A., SGIIC

  Address:  Calle Azul, 4 in MADRID, MADRID province, zip code 28050.

 CIF:   A-28597854

 Contact email:  fondos@grupobbva.com

 Registrations 

Madrid Commercial Registry, in Volume 5322, Folio 113, Page 42,355, as well as the CNMC Administrative Registry, bearing number 14.

For the purposes of Law 34/2002 of July 11, on information society services and e-commerce, this company will be responsible responsible for the contents of the information on collective investment institutions and information on BBVA ASSET MANAGEMENT.

BBVA PENSIONES, S.A., E.G.F.P.

  Address:  Calle Azul, 4 in MADRID, MADRID province, zip code 28050.

 CIF:  A-78901113

 Contact email:  fondos@grupobbva.com

 Registrations 

Madrid Commercial Registry, in Volume 8493, Folio 103, Page 85,183-1, as well as with the DGSFP Administrative Registry, under code G-0081.

For the purposes of Law 34/2002 of July 11 on information society services and e-commerce, this company will be responsible for the contents of the information on pension funds and plans.