Best-selling pension plans

Pension plan of the System Individual integrated in the BBVA pension fund MULTIMULTIACTIVO MODERADO, F.P.

The Pension Fund will invest, either directly or indirectly through CIIs, between 20% and 60% of its capital in Equities, depending on the expectations of the management team. The rest of the portfolio will be invested in public and private fixed income funds.

Suitable for people with moderate/low aversion to risk and preferably with a distant retirement horizon.

Pension plan of the System Individual integrated in the BBVA pension fund CONSERVATIVE MULTIASSET, F.P.

The Pension fund will invest direct or indirectly through CII between 0% and 30% of the assets in Equities according to the expectations of the management team. The rest of the portfolio will be invested in public and private fixed income funds.

Suitable for people with a moderate risk profile, in the approximate age range from 40 to 55 years old.

Pension plan of the System Individual integrated in the BBVA pension fund MULTIASSET DECIDED, F.P.

The Pension Fund will invest, either direct or indirectly through CIIs, between 50% and 90% of its capital in Equities, depending on the expectations of the management team. The rest of the portfolio will be invested in public and private fixed income funds.

Suitable for people with low aversion to risk and preferably with a distant retirement horizon.

Individual System Pension Plan integrated into the guaranteed pension fund BBVA VEINTIOCHO, F.P.

Active management of the portfolio that adapts to market prospects and the course of time until the maturity of the guarantee.

Guarantee of 100% of all the contributions that you make and the revaluations that the Plan presents every quarter, according to a guarantee external to the Plan granted by BBVA.

Intended for customers with aversion to risk who seek at all times the preservation of their contributions to the Plan and who have a retirement horizon close to 2025.

Individual System Pension Plan integrated into the Securities pension fund BBVA RENTA VARIABLE, F.P.

The fund invests over 75% in equities, largely international equities and preferably from medium-sized companies of average to high capitalization in OECD countries. The portfolio of the fund may be invested in securities denominated in currencies other than the euro.

Suitable for people with low aversion to risk and preferably with a distant retirement horizon.

Individual Pension Plan with Active Management, with an investment horizon in 2025. That is, the plan invests a part of the capital in equity assets and the rest in fixed-income assets. Moreover, as the established horizon (2025) draws closer, its risk level will progressively evolve towards a more conservative profile, in which security takes priority over return. The investment in currencies other than the euro may reach 100% of the total. The currency risk associated with the investment in international fixed-income and equity markets will be actively managed, potentially being covered in its entirety.

Intended for customers with a high risk profile with a retirement horizon close to 2025.

Individual Pension Plan with Active Management, with an investment horizon in 2030. That is, the plan invests a part of the capital in equity assets and the rest in fixed-income assets. Moreover, as the established horizon (2030) draws closer, its risk level will progressively evolve towards a more conservative profile, in which security takes priority over return. The investment in currencies other than the euro may reach 100% of the total. The currency risk associated with the investment in international fixed-income and equity markets will be actively managed, potentially being covered in its entirety.

Intended for customers with a high risk profile with a retirement horizon close to 2030.

Individual Pension Plan with Active Management, with an investment horizon in 2040. That is, the plan invests a part of the capital in equity assets and the rest in fixed-income assets. Moreover, as the established horizon (2040) draws closer, its risk level will progressively evolve towards a more conservative profile, in which security takes priority over return. The investment in currencies other than the euro may reach 100% of the total. The currency risk associated with the investment in international fixed-income and equity markets will be actively managed, potentially being covered in its entirety.

Intended for customers with a high risk profile with a retirement horizon close to 2040.

Individual System Pension Plan integrated into the guaranteed pension fund BBVA TREINTA Y SIETE, F.P.

Active management of the portfolio that adapts to market prospects and the course of time until the maturity of the guarantee.

Guarantee of 100% of all the contributions that you make and the revaluations that the Plan presents every quarter, according to a guarantee external to the Plan granted by BBVA.

Designed for customers with a high risk aversion, who seek to preserve their contributions to the Plan and who have a retirement horizon close to 2030.

Pension plan of Equities, assigned to the BBVA Fund THIRTY-FIVE, that takeover as reference the behavior of the index IBEX 35®, being able to for this overcome the general limits of diversification, within the frame established for the current legislation with regard to investments.
It will invest basically (over 75%) in Equity assets. At least 90% of these assets of Equities correspond to issuers Spanish (quoted in markets Spanish and in other markets), having special importance the values included in the index IBEX 35®. The correlation with the IBEX 35®, be at least of 75%.

Suitable for people with low aversion to risk and preferably with a distant retirement horizon.

Individual System Pension Plan integrated in the Equity pension fund of BBVA TELECOMUNICACIONES, P.F.

Equitities fund that mainly invests in companies from global technology and telecommunications sectors. The portfolio of the fund may be invested in securities denominated in currencies other than the euro.

Suitable for people with an aggressive investment profile and preferably with a distant retirement horizon.

A Pension Plan from the Individual System integrated into the pension fund BBVA CIENTO CATORCE, F.P. Investment is in public and private Fixed-Income assets from issuers dedicated to the eurozone. The investment policy and the portfolio structure are conditional on the achievement of the specific target of the fund: achieve a minimum net asset value on May 1, 2026 that represents an appreciation of 7.191% (APR: 0.75%) over the net asset value from 01/16/2017.

All types of investors, especially those with an average level of long-term savings capacity and who have their retirement horizon close to May 2026.

A Pension Plan from the Individual System, integrated into the guaranteed pension fund BBVA CIENTO DOCE, F.P.. The profitability objective of this fund is achieve that the net asset value of the share to the maturity date of the guarantee, 06/15/2026, is equal to 100% of the net asset value of the share the day 01/09/2017 (VLI) incremented, in the event that is positive, for 35% of the revaluation of the index IBEX 35 ® calculated on your Initial Net asset value.

All kinds of people, especially those with a medium long-term saving capacity and a retirement horizon around March 2026.

Pension plan of the System Individual integrated in the pension fund of Equities BBVA EQUITY EUROPE, F.P.

The fund invests more than 75% in equity assets, primarily in European securities, with no capitalization limits, and where investments in other OECD markets are not ruled out. The portfolio of the fund may be invested in securities denominated in currencies other than the euro.

Suitable for people with low aversion to risk and preferably with a distant retirement horizon.

Individual System Pension Plan integrated into the Renta Variable Mixta BBVA 30, F.P. pension fund.

A fund with an average international Equity investment of 60%, ranging between 30% and 75% based on market forecasts. The rest of the portfolio is invested in public and private fixed income securities, with an average duration in the portfolio of between 2 and 4 years, based on interest rate forecasts.

Suitable for people with a low risk aversion ranging from approximately 30 to 40 years old.